Please read this agreement ("TOS") carefully. By using or accessing any Service, you (as the "User") agree to the terms of this TOS. "Service" means the Simple ‘n’ Smart.com service. If you do not agree, do not use this Service. This TOS is a legal agreement between you and Shiftback3solutions, because Simple ‘n’ Smart is a product of Shiftback3solutions. This TOS governs the Service, and content available through it. It also governs support services (if any) available as part of your subscription. If a separate or supplemental TOS appears when you access any element of the Service, its terms will control as to that element. Shiftback3solutions reserves the right to update and change the Terms of Service from time to time without notice. Any new features that augment or enhance the current Service, including the release of new tools and resources, shall be subject to the Terms of Service. Continued use of the Service after any such changes shall constitute your consent to such changes. You can review the most current version of the Terms of Service at any time at: https://www.SimplenSmart.com/terms Violation of any of the terms below will result in the termination of your Account. While Shiftback3solutions prohibits such conduct and Content on the Service, you understand and agree that Shiftback3solutions cannot be responsible for the Content posted on the Service and you nonetheless may be exposed to such materials. You agree to use the Service at your own risk.